Large scale disruption due to the Covid-driven lockdown, retail lending revenue stream has come under tremendous pressure. Banks and finance companies are moving towards more lending business in the retail segment on the digital platform. The lending strategy will be fine-tuned for specific segments, keeping in mind risks and policies. Banks are redefining their business models and collection strategies. The overall objective of this program is to provide a comprehensive knowledge for understanding the nuances of retail credit and develop skills for enhancing quality of retail loan appraisal, as well as monitoring and recovery for effective business growth during current times and for the future.
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